Frequently asked Questions Auto Accidents (II)

Chicago, Illinois Auto Accident Attorneys

Q.   I was injured in a car wreck and I don't have medical insurance. I don't know what to do - can you help me?

A:  Many of our clients are in your situation, and help may be available. Please call us at (888) 646-9632 or contact us a free initial consultation. We can answer your questions with more information about your accident and your situation. The Chicago auto accident attorneys at Mannis & Associates, Ltd. want to put their 24 years of experience to work for you. 

Q:  Do you handle other matters as well? You handled my friend's car accident case a few years ago which was not a big claim, and now I have been in car accident a family member has been killed and I have been seriously hurt. Do you take big cases as well?   

A: The Chicago auto accident attorneys at Mannis & Associates, Ltd. have handled all types of car accident cases both big and small, involving multiple injuries, complex damages and potentially large recoveries.  A recent car crash client received over $350,000 to settle their claim.  

Q: While I was recovering from my injuries in the hospital, I was approached by a friendly person who referred me to a certain attorney.  Is it smart to use an attorney suggested at the hospital?  

A:  The best choice for you is an informed choice. While the person who approached you in the hospital may have been trying to be helpful, taking their suggestion without learning more about your options is unwise. You should interview several lawyers rather than placing your trust in someone based solely on a recommendation. Ask each attorney about their experience, how many car accident cases have they handled and how their experience will be put to work for you? How will the attorney get paid?  What fees do they charge?  

At Mannis & Associates, Ltd., we are happy to offer a free initial consultation where we will evaluate your case and if we believe you should proceed with a claim, we will help you at no cost to you - see the “Fees” question above.   

Q: I am a victim of a hit and run - a car hit my car and then took off.  I have no idea who hit me.  Do I have a claim?  

A: Yes, you may have an “uninsured motorist” claim - assuming you have car insurance or even if you are a member of a household and someone in your home has car insurance.  The same applies whether you were in a car crash, you were hit by a car while walking or biking and a car hit you and fled the scene before you could find out who it was (i.e., a “hit-and-run”).   

Q: I was a passenger in a friend’s car and we were involved in a car crash. My friend does not have car insurance, and I believe the accident was their fault.  Do I have a claim?  

A: Yes, you may have an “uninsured motorist” claim if you have car insurance or even if you are a member of a household where someone has car insurance.  For example, your spouse has a car and auto insurance, or you live with your parents and they have a vehicle and insurance coverage. You may be able to make a claim under their coverage. For more information, please see our information on  “uninsured motorist” claims.  

Q: Won’t making a claim against my own insurance cause my insurance rates to go up?  

A: When in doubt, the Chicago car crash attorneys  at Mannis & Associates, Ltd. are happy to review your policy and answer your questions.  It is important to make a claim within the time limits required by your policy, or risk being denied. If you have suffered an injury, it is important to document the injury and get treatment as soon as possible or your rights and claims can quickly evaporate as it becomes more and more difficult to prove a connection between the injury (and damages) to the accident. So make sure to check your policy and contact your insurance company and provide your version of what happened. If the damages paid out by your insurance company are below a certain amount, the accident may not even be considered chargeable, and you can avoid the penalty of a premium hike.  

Mannis & Associates, Ltd. has over 24 years of experience handling uninsured motorist claims. Call (888) 646-9632 or Contact Us today for a free initial consultation.